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Mind Your Own Business

If you own a business, you may want to protect that business and any associated debts from the effects of an unexpected illness or death. Maybe you’re interested in finding ways the business can continue in the event you lose a key employee or your partnership terminates due to death or illness.

Consider a Group Life and Health Insurance Plan for your employees. Whether you have a staff of 2 or 200, a Group Life and Health insurance plan can meet your needs as a business owner and provide comprehensive benefits for your employees. It must be Insurance Program so that your employees can take advantage of tax savings and get a head start on investing for their retirement years.

Managing Business RISK

The death of a key partner could be very damaging to the continuity of your business. Purchase Life insurance that can manage the risks by;

Financing a Shareholders’ Agreement

Taking out Life Insurance to finance a shareholders’ agreement ensures tax-free payment of the capital required to purchase the shares of a shareholder who dies. The death benefit therefore prevents you from having to take out a loan to purchase these shares or to liquidate the assets of the business to settle the debts

Legacy – Transferring the family business to the Next Generation

Insurance provides the necessary funds to cover the latent tax bill that comes when a family business is transferred to the children after the owner dies. Call Our Financial Risk Expert on +234 818 989 7075


The bond market offers many choices, so it’s important to have a clear picture of your goals before you begin selecting individual bonds to invest in. A comprehensive financial plan helps you to Construct a lifelong cash flow forecasts, showing all the money you will receive and all the money you will spend in your lifetime. The cashflows use prudent assumptions to protect against inflation and uses realistic returns. Call Our Financial Planning Expert on +234 818 989 7075

Income Generation

Traditional interest-bearing bonds pay interest on a regular basis, typically semi-annually, quarterly, or monthly. The payments on these bonds are fixed, which means the amount you receive with each payment generally remains the same.


Though bonds are often used for their ability to generate income, it is also possible for them to turn into growth investments. This happens when interest rates drop below the interest rate the bond is receiving, which makes it an appealing investment for other investors and allows the investor holding the bond to sell the bond at a premium.

Factors to Consider

Investing in fixed-income securities involves certain risks, such as market risk if sold prior to maturity and credit risk especially if investing in high yield bonds, which have lower ratings and are subject to greater volatility. All fixed-income investments may be worth less than original cost upon redemption or maturity



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